According to reports released by authoritative national data, we know that the number of credit cards issued in China is currently close to 800 million. With the acceleration of my country’s urbanization process and the advancement of consumption upgrades, credit card consumption has become a daily routine for people. A habit of consumption. Especially today's young people, they even have seven or eight credit cards in their hands that they use alternately, and they are very worried every time the repayment date comes. First, they can't remember the repayment date and become overdue; second, they can't make ends meet and have no money to repay, so the birth of credit cards. "Kanu" is a huge group. With the rapid growth of credit cards, intelligence is pressing step by step. Credit card smart repayment, which has emerged to meet market demand, has been sought after by the majority of "card slaves". Intelligence helps credit card holders manage all credit cards and can effectively alleviate funds. Fundamental issues such as shortages.
Why is credit card smart repayment so popular? The following reasons can be summarized:
1. The credit card market has huge potential
At present, credit cards are still in a period of rapid growth. The number of credit cards per capita in China will definitely increase rapidly, and the total number of credit card holders will definitely increase rapidly. It may soon reach one billion. This shows that the smart repayment business specifically serving credit cards has great potential and will be needed by more and more credit card holders.
2. More and more credit card holders are joining the ranks of “card slaves”
At present, most cardholders consume uncontrollably. Swipe as much as you want, buy as much as you want, no control at all. Many people have excessive credit card debt due to excessive consumption, and the bill amount is too large. What should they do if they have no money to repay? Therefore, when smart credit card repayment appeared, a large number of "card slaves" were given a new lease of life. With less working capital, they could easily transition the current bill to the next month, easing the financial crunch.
3. Popularization of personal credit reporting system
As we all know, whether it is a loan to buy a car, a house, or daily travel, it is linked to personal credit reporting, and the important factor that affects the quality of credit reporting is The factor is credit card repayment status. The biggest fear of all credit card holders is overdue records. In this case, credit card smart repayment is indeed everyone’s best helper, easily avoiding overdue credit cards.
4. Unique advantages of credit card smart repayment
Easy to operate: one-click hosting, smart repayment, convenient and fast.
Low rates: Credit card smart repayment is cheaper than installment, minimum repayment, cash withdrawal, etc. Repayment of 10,000 yuan only costs a few dozen yuan in handling fees, without any other consumption.
More intelligent: multiple brushes and one repayment are more in line with the repayment rules; the repayment amount is divided into parts and wholes, which is closer to the consumption situation.
Beautify your bill: diversified consumption records; all real merchants; points for each purchase; automatically create multiple small purchases, smart card maintenance, and easy limit increase.
Where there is demand, there will be a market, and where there is a market, there will be prospects. The reason why smart credit card repayment is so popular is because it has very high usability. You only need to download an APP to process dozens of credit card payments. Credit cards are managed in a unified manner, which is efficient and convenient, greatly alleviating the pressure of cardholders' shortage of funds. In addition, you can also have your own small team. With such an easy-to-use and smart software, all cardholders may wish to give it a try.