Baidiao cooperates with Guangfa Credit Card. According to the information query on the official website of Guangfa Bank, Baitiao has a cooperative relationship with Guangfa Bank. The strong alliance between China Guangfa Bank and JD Baitiao can better leverage the advantages of both parties in terms of customers, network and products, thereby accelerating the rapid development of China Guangfa Bank's credit card business and achieving the sustained and steady development of JD Baitiao's business. This kind of cooperation also helps to meet the diversified and differentiated consumer credit needs of customers.