Dial "00 + the number on the back of the bank card" and call customer service to cancel the card

Notes:

1. There is a time difference between China and the United States, so you need to cancel the card in Call the Bank of America customer service number during business hours, otherwise you will not be able to get through.

2. You need to think of the address in advance. Bank of America will send the balance in the card to this address, so it is best to choose an address where someone can stably receive it.

3. Since the call this time is an international long-distance call, which is relatively expensive, try to express your needs as concisely as possible to avoid incurring too many unnecessary communication costs.

Extended information

For bank cards that have not been used for more than 6 months and have no balance, the bank will reserve the card as a dormant card.

Bank credit cards that have been opened require annual fees and do not have an automatic dormancy function. If the conditions for annual fee-free use are not met, annual fees will be required. If the balance is insufficient, late payment penalties will be incurred.

There is no annual fee for unopened bank credit cards, and there is no need to cancel them. They will automatically expire after the activation date.

Bank cards refer to credit payment instruments issued to the public by approved commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposits and withdrawals, etc. Bank cards reduce the circulation of cash and checks, allowing banking business to break through the limitations of time and space and undergo fundamental changes. The application of the bank card automatic settlement system hopes to make this dream of a "checkless, cashless society" a reality in the near future.

Reference material: BankOfAmerica

Reference material: Baidu Encyclopedia_Bank Card