Hello, if you apply for a China Merchants Bank credit card, the asset certificate is an additional document and is optional.

The main thing is that there is a local China Merchants Bank. If you are 18-60 years old, if you can provide your ID card, work certificate and income certificate, you can try to apply. If you apply for a car card, you need to attach a copy of the driving license in your name. If the local branch has clear regulations, the regulations of the local branch shall prevail. The issuance of the credit card shall be subject to the final review result.

If you are applying for a credit card from another bank, it is recommended that you call the bank customer service and they will explain it to you in more detail.