All documents required for a personal credit card application should match the name on the applicant’s ID card in order to apply for a credit card. Documents that are not in one’s own name cannot be used to apply for a card. If you need to use a real estate certificate to apply for a large-value credit card, you can ask your husband to apply for a large-value credit card. The real estate certificate can be used as a valid property certificate. Other large-value assets including cars, stocks, funds, etc. can also be provided with certificates. When the application is completed, you Just apply for an additional card.