There will still be Pudong Development Bank Universal Gold in 2022.

The Universal Bank of Shanghai Pudong Development Bank will be refreshed from time to time. It is not always available. If the user does not use the approved Universal Bank, the bank will update it after a period of time.

Pudong Development Bank’s Universal Gold is based on a credit card and is an installment loan beyond the credit card limit of Shanghai Pudong Development Bank. Cardholders can submit an application to Shanghai Pudong Development Bank, and after you swipe the card, you can repay it in installments. If you want to apply for Pudong Development Bank's Universal Bank, you must first have a credit card from Shanghai Pudong Development Bank. In addition, the cardholder must have good card-using habits and have no bad credit record.