If the cash out of a debit card is frozen, you need to go to the bank business hall where the bank card account was opened to go through the procedures. You need to bring your ID card and bank card. Of course, if you report the loss of your bank card and apply for a replacement, you only need to bring your ID card. Note that you must go in person, and no one else can handle this for you. Specifically, if you want to lift the freeze, you only need to explain the situation to the bank staff and then follow their requirements.

The law stipulates the prerequisites for bank freezing of accounts. In addition to the courts, procuratorates, public security, customs, security, taxation and other competent authorities, the accounts of organizations or individuals can be frozen in accordance with legal procedures when authorized by law. , No other department has the right to freeze other people's accounts under any circumstances. According to legal provisions, only law enforcement agencies such as the People's Court, People's Procuratorate, and Public Security Bureau can request banks to freeze accounts. The maximum freezing period is 6 months, and the freezing period will be automatically revoked after expiration. The only reason why a bank freezes funds is that it has received legal documents from the court, procuratorate and other law enforcement agencies. Banks have no right to freeze customers' accounts on their own.

1. The bank card is a credit card. If it is frozen, it may be because there have been abnormal transactions on the credit card, such as malicious cash withdrawals, forged information, continuous incorrect passwords, etc. The bank card may be frozen by the bank.

2. For bank cards that can be overdrafted, the bank will set an overdraft share based on the actual repayment ability. When the overdraft exceeds the share, the bank will immediately freeze your bank card.

3. The bank card is a debit card. If it is frozen, one is a wrong account freeze, which means that the bank mistakenly transfers more money to the depositor's account during the transaction, then the bank may transfer the excess money. Partially frozen. One is judicial freezing. According to relevant provisions of the law, judicial authorities can apply to banks to freeze bank cards due to the need to handle cases. At the same time, customs, tax authorities and other departments also have the right to freeze.

4. No matter what bank card it is, if you enter the password incorrectly three times in a row, the bank system will automatically lock the bank card password, which is similar to freezing, but not freezing. It will be automatically canceled after 24 hours.

5. If your bank card expires and you do not apply for a new one, the bank will freeze your expired bank card after expiration.

6. If a bank card is reported as lost multiple times in a row, the bank will deem it malicious and freeze the card.