no.

According to Article 5 of the Credit Card Charter of China Construction Bank,

"Credit limit" refers to the maximum credit limit approved by the Bank for the cardholder according to his credit status, which includes fixed limit, temporary limit and special limit.

in other words, 5, yuan is the highest credit card amount, and you can't spend successfully beyond this amount. Therefore, the credit card limit is 5, so you can't buy something with 6 yuan.

installment payment

when the cardholder purchases goods or services with the longka credit card, he will return the due amount to the bank according to the repayment plan agreed with the bank within the number of installment periods provided by the bank until the total price of the goods or services is paid off.

Extended information:

Relevant provisions of the Credit Card Articles of Association

If the cardholder repays all the payable amount before the due repayment date (inclusive), the consumer transactions incurred in the current period on the current statement will enjoy interest-free treatment. The interest-free repayment period will be notified separately by the Bank.

if the cardholder fails to repay all the payable amount before the due repayment date (inclusive), he can repay at any amount not less than the minimum repayment amount, but the consumer transaction funds that should be repaid will no longer enjoy the interest-free repayment treatment.

cardholders are not entitled to interest-free repayment for cash advance transactions. For the transactions that the cardholder does not meet the interest-free conditions, the Bank will calculate the interest from the bank bookkeeping date. The upper limit of the daily interest rate is five ten thousandths and the lower limit is .7 times of five ten thousandths (equivalent to the upper limit of 18.25% and the lower limit is .7 times of 18.25%), and compound interest on a monthly basis.

unless otherwise specified, the daily interest rate standard defaults to five ten thousandths. If the relevant provisions of the People's Bank of China are changed, the provisions shall prevail.

China Construction Bank-General?