It's a credit card, a credit card product jointly launched by Huawei and cooperative banks. Mainly provided to Huawei users. The first batch of open applications are Huawei cards cooperated by CITIC Bank. Invited customers only need to open the Huawei wallet app in their Huawei (Glory) mobile phone, click "Huawei Card" and then click "Apply Now". Huawei card is an electronic/physical dual-card attribute. After customers apply for opening Huawei electronic credit cards, they can use HUAWEIPAY. Then APPly for a physical card in Huawei wallet app (just the same card number). After receiving the card, open Huawei Wallet APP and stick the physical card on the back of the phone to activate it. You can enjoy the cash back discount when you use Huawei card. For example, the Huawei card issued by China CITIC Bank can enjoy 3% cash back of the consumption amount, and the 20 yuan is capped every day, and every natural month is 100 yuan. In addition, the annual fee is free in the first year, and the annual fee in the following year can be exempted after one transaction; There are also aviation delay insurance and stolen brush protection insurance; And the platinum card can also enjoy the exclusive VIP room rights.

Credit card, also called debit card, is a credit certificate issued by commercial banks or credit card companies to qualified consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

2. The credit card stipulated in the relevant laws of China (Interpretation of the Provisions of the NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal? . 20 17 12 1, the English translation and writing standards for public services were formally implemented, and the English names of credit cards were specified.

3. Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when spending, and it will be repaid on the billing day. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards. From the date of 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.7 times of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate). On May 25th, 2002/KLOC-0, the Supreme People's Court promulgated and implemented the Provisions of the Supreme People's Court on Several Issues Concerning the Trial of Civil Disputes over Bank Cards.