Jingdong credit card installment payment means that consumers can choose to divide the total price of the purchased goods into 3, 6, or 12 installments, and use the credit card to complete the installment payment instantly through the Internet. Repay each installment (monthly) of the bill on time. Each bank has different regulations regarding handling fees. For example, the number of installments offered by China Merchants Bank is 3, 6, and 12, and the corresponding handling rates are 1, 0.7, and 0.5 respectively. Handling fee per installment = installment amount * corresponding handling rate

Jingdong mobile credit card installment payment is very simple. The specific process is as follows:

1. Log in to your Jingdong account and choose what you like. Goods;

2. Select the goods that require payment and click "Apply for Installment";

3. Select "Online Installment", submit credit card related information and authenticate;

4. The bank automatically reviews and you can know the review results immediately;

5. After all handling fees and processes are confirmed to be correct, just wait for JD.com to deliver it to your home.

The banks currently supported by JD.com include China Merchants Bank, China Everbright Bank, etc. The number of installments you can choose is roughly 3, 6, and 12 installments; if you choose telephone installment, please wait for a call from JD customer service You confirm the relevant information.