ICBC Tobacco Loan is a credit loan jointly launched by ICBC and Tobacco Company. Many tobacco merchants want to apply for ICBC Tobacco Loan to solve their funding problems. So what are the application conditions for ICBC Tobacco Loan?
ICBC Tobacco Loan Application Conditions
1. The applicant must be between 30 and 60 years old and have full capacity for civil conduct;
2. The applicant must have Tobacco monopoly retail license, and the registration is in my name;
3 The validity period of the tobacco monopoly retail license must be longer than the loan period, and there is a business of collecting tobacco payments at the Industrial and Commercial Bank of China;
4 The applicant has a physical store and has been operating it for more than 2 years; if it is a rented house, the lease period needs to be longer than the loan period.
The above are the application conditions for the ICBC tobacco loan. The application conditions for the ICBC tobacco loan are relatively simple. As long as the above conditions are met, it is easy to pass the application for the ICBC tobacco loan. In addition, to apply for an ICBC tobacco loan, you must be a tobacco dealer. If not, you will not be able to apply for an ICBC tobacco loan.