Question 1: Does the IC card recently launched by Agricultural Bank of China have a quick pass function? Wouldn't it be tragic if it were lost? Those with the QuickPass logo can support QuickPass. Since Quick Pass itself uses electronic cash, it is the same as RMB cash in a sense. Losing the card is the same as losing the corresponding RMB cash. Anyone who gets the "cash" can use it directly. But Quick Pass is generally a small payment, with a cap of 1,000 yuan, so just treat it as a loss of 1,000 yuan. This is an inevitable drawback brought about by fast convenience, but we cannot stop eating because of choking and dare not use small-amount quick payments. After all, you don’t need to carry change in your wallet, which is very convenient.
Question 2: Bank card Quick Pass does not require a password. What should I do if the card is lost? Now bank cards with IC card chips have a Quick Pass account. There is no need to enter a password when shopping (similar to You can pay for your purchases by swiping your card at the POS (the same as swiping a subway card). \r\nIf your bank card is lost, even if you have reported the loss of your bank card (Quick Pass accounts cannot be reported as lost), the bank is only responsible for the safety of the funds in your bank account, but not for the safety of the funds in your Quick Pass account. Therefore, you should not deposit too much money into your Quick Pass account, just enough for daily small purchases.
Question 3: What should I do if my UnionPay QuickPass card is lost? If your China Merchants Bank All-in-One Card is lost, you need to call 95555 and select 4 to enter the manual service to report the loss verbally (if you forget your card number, you can provide a valid account opening certificate number). The loss report is valid for 5 days and will be automatically unfrozen after 5 days without any handling fee. After the oral loss report is successfully processed, you need to go to our branch to report the loss in writing as soon as possible within the validity period of the oral loss report with your own original valid ID card for opening an account (written loss report handling fee: 10 yuan/transaction). After the funds are frozen after the card is reported as lost, the account can be credited but not withdrawn, and the payment and withholding business will not be carried out. You can receive wages or other people's transfers and remittances into your account. During the period of verbal loss reporting and freezing, it does not affect the written loss report and card replacement at the counter of China Merchants Bank
Question 4: If the QuickPass card is lost, what should I do with the money in the main account? Money can be transferred to the main account. Reporting the loss is the same as reporting the loss of an ordinary bank card. However, the amount on the QuickPass card may not be recovered.
Question 5: I have lost my bank card, the kind with Quick Pass function. What should I do? I have lost my bank card, the kind with Quick Pass function. Call me immediately to report the loss verbally, and bring your identity to the bank tomorrow after work. Go to the bank to formally report the loss of your certificate. The handling fee is 10 yuan
Question 6: My QuickPass card is lost and there is no money in the card, but the electronic cash in the account bound to the QuickPass card still has money. If I report the loss of the QuickPass card and lose the QuickPass The electronic cash in the card is also lost, and there is no way to report the loss of electronic cash. Those who find it can still use it.
Question 7: Can the money in the Quick Pass be recovered if it is lost? Of course you can get it back. Bring your ID card to the bank counter to report the loss and get a replacement.
Question 8: Is there a fee for replacing a lost Industrial and Commercial QuickPass bank card? I go to the bank counter with my ID card. If I know the card password, I can replace the card in real time. If you don’t know the password, please wait seven days to replace the card. The handling fee is ten yuan and the production fee is ten yuan.
Question 9: When a bank card with Quick Pass function is lost, can others spend money at will? Bank card with Quick Pass function = debit card/credit card + electronic wallet.
If you have money in your e-wallet, others can use Quick Pass to make purchases, because Quick Pass generally does not have a password for convenience. Convenience and security are contradictory. For this reason, general e-wallets only allow a maximum deposit of 1,000 yuan.
The money in your debit card/credit card cannot be touched by others
Question 10: What should I do if I lose my original bank card and now that the new regulations have come out? Starting from December 1 From now on, the same person can only open one Category I account at the same bank. If he has already opened a Category I account and opens a new account, he should open a Category II account or a Category III account. He can only open one Category I account at the same payment institution. Category III households.
Only one type of account can be opened. Type I accounts refer to accounts opened through traditional bank counters and that meet all the strict requirements of the real-name system. To put it simply, it is the savings card or debit card you hold in your hand. Its functions include deposits, purchasing financial products, cash withdrawals, transfers, consumption and premium payments, etc.
Category II accounts cannot deposit or withdraw cash, nor can they transfer funds to unbound accounts. The single-day payment limit for this type of account is 10,000 yuan. This is the case with credit cards, for example.
Category III accounts are mainly used for quick payments such as Quick Pass, password-free payment, etc. They can only handle small-amount consumption and payment, and are not allowed to handle other businesses. The household balance does not exceed 1,000 yuan. Category II and III households do not have physical cards. The limits for Type II and Type III accounts are mainly to effectively control customer capital risks.