Credit card can be used to withdraw money. Credit card withdrawal can be divided into two situations, and the specific analysis is as follows:

1. Overpayment withdrawal: Overpayment can be taken out. Cardholders can take the credit card directly to the ATM or counter of the issuing bank to withdraw the overpayment, but they need to pay a certain handling fee.

2. overdraft withdrawal: the withdrawal amount is determined according to the overdraft limit of credit card. Most banks stipulate that the withdrawal amount is 5% of the credit limit, and there is no interest-free period, and it is charged at .5 ‰ of the withdrawal amount every day.