The Swiss bank overdraft limit is based on the individual's credit limit. If the credit limit is high, the overdraft limit will be high. Generally, ordinary gold cards have an overdraft limit of 10,000 yuan to 50,000 yuan. You can also apply for a temporary limit increase by calling the bank service hotline.

If you use a bank credit card to withdraw cash overdraft, there are the following restrictions:

1. Domestic bank counters: the daily accumulation per card shall not exceed 200,000 yuan. The accumulated cash advance amount of a credit card account in the country in a single day shall not exceed RMB 2,000 (accumulated by ATM machines and counter channels and accumulated cash advance by main and additional cards.)

2. Domestic ATM machines: per The number of times shall not exceed 2,000 RMB, each card shall not exceed 5 times per day, and the daily cumulative amount shall not exceed 5,000 RMB; among which, the cumulative amount of domestic cash advances in a credit card account in a single day shall not exceed 2,000 RMB (ATM machines and counter channels Accumulation and accumulation of cash advances from main and additional cards).