Credit card transfer is equivalent to credit card cash withdrawal, that is, credit card cash advance. The interest rate of cash advance by credit card is five ten thousandths per day, which is the same for all banks. However, the handling fee varies from bank to bank, and is generally above 1% of the advance loan amount.

Credit card cross-bank transfer takes time: if you choose to arrive quickly, it will generally arrive in real time, that is, the delay will not exceed 2 hours; If it is an inter-bank transaction, it must be handled through the bank counters of both parties, so it usually takes one to three working days to get the account.