The 12th of the credit card statement date means:

The card-issuing bank will summarize and settle all transactions and expenses that occurred in your credit card account on the 12th of each month. , calculate the interest, calculate your current total arrears and minimum repayment amount, and send you a statement. This date is your credit card statement date.

Time of repayment date:

The interest-free repayment period varies according to the regulations of each bank. The shortest is from the bill date to the final repayment date, and the longest is from the day after the bill date. The final payment date is next month. If the bill date is the 1st and the final payment date is the 20th, the minimum is 20 days and the maximum is 50 days.

Extended information:

Example of billing date:

The cardholder’s credit card billing date is the 1st, and the due date for repayment is the 20th. Cardholders made purchases with their cards on November 5th, 12th, and 30th. At this time, the bank will summarize and settle your expenses on December 1st and pass them at the same time. (Since the bill date usually refers to the day of the bill, the bill data is as of 23:59:59 the night before the bill date. That is, the consumption starting at 0 am on the bill date will be included in the next bill.

< p>For non-cash transactions with credit cards, the date between the bank accounting date and the due repayment date is the interest-free repayment date.

Reference: Repayment Date - Baidu Encyclopedia? Statement Date. -Baidu Encyclopedia