1. To cancel the bank counter, you need to bring necessary documents, such as ID card and credit card. If the credit card is in arrears, you need to bring cash at the same time.

2. Cancel the credit card by phone. First, before canceling the credit card, make sure that the account has no debt and no balance, then call the customer service of the credit card, switch to manual service, and directly apply to the manual customer service for canceling the credit card.

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.