According to the relevant notice requirements of the People's Bank of China, the Bank has cancelled the "late payment fee" charging item for credit cards (debit cards). If the cardholder fails to repay on time on the due repayment date, the bank will charge "liquidated damages for overdue repayment". The specific charging rules are: 5% of the unpaid part of the minimum repayment amount, and the minimum is 1 RMB /65438+ USD 0/65438+ EUR 0/65438+ AUD 0/65438+ GBP 0/65438+.
Our bank has also set up a preferential policy of conditional tolerance repayment. The unpaid amount is less than or equal to 65,438+00% of the amount owed, and not higher than 65,438+000 yuan for Puka or 200 yuan for Jinka. It is deemed that the cardholder has fully repaid the loan, and the repaid part is free of interest, and the unpaid part is charged with loan interest from the bank bookkeeping date.