Everyone knows that banks will grade and classify users based on their credit standing, business dealings, etc. There is news that ICBC has adjusted its classification standards. Today I will briefly share with you the relevant content about Universe Bank’s adjustment of the star rating standards. I hope you will find it helpful after reading it.

Universe will adjust the star rating standards again! 1. The criteria included in the rating are mainly users’ financial assets, including deposits, financial management, funds, third-party custody, etc. Compared with before, the assessment criteria exclude users’ personal loans, card consumption, remittances, off-site deposits and other businesses. 2. If the user has an overdue loan or credit card default at ICBC, it will affect the high-star service rights and interests. 3. The user rating has been added to the private bank level, which can be divided into 8 categories. Quasi-star rating: The monthly and daily average financial assets are 0. Two stars: The monthly average financial assets are less than 10,000. Three stars: Average monthly financial assets are 10,000-50,000. Four stars: average monthly financial assets are 50,000-200,000. Five-star rating: Average monthly financial assets are 200,000-1 million. Six-star rating: Average monthly financial assets are 1 million to 6 million. Seven-star rating: Average monthly financial assets are 6 million to 8 million. Private bank level: monthly average financial assets are more than 8 million. The above is the answer to "Universe will readjust the star rating standards". In general, the industry star rating standards have changed this time, and the grades have also changed, mainly based on the user's financial assets. Users of different levels enjoy different rights. The higher the level, the more rights they have.