Generally, the bank card of mortgage loan must be a first-class card or a second-class card as a repayment card, and a down payment is required when buying a house. Some people pay more than 654.38+00,000 down payment, so can a bank card pay 654.38+00,000 in one lump sum?

Are there any restrictions on bank cards when buying a house?

There is no limit to the amount of bank card swiping when buying a house, because savings card swiping and online banking transactions belong to two businesses. Therefore, although the savings card has a limit in the online banking transaction process, this will not happen in the process of swiping the card. As long as the balance in the user's savings card is not less than the credit card amount, the transaction can be successfully completed.

Can a savings card spend 6,543,800 yuan at a time?

The savings card can be swiped 654.38+0 million at a time. As long as there is enough fund balance in the bank card of the relevant user, it can be paid directly by credit card. If you want to spend 1 ten thousand yuan at a time, you can use a debit card or a credit card. These cards can support one-time large payment, but they need bank review. Whether the audit passes or not may be affected by factors such as customer's credit and assets.

If the user sets the upper limit of the number of swipes and the single swipe, or the merchant's swiping machine has the upper limit of the swiping amount, in this case, if the swiping amount is too large, the swiping may fail.

Although the transaction process of savings card in online banking is limited, this will not happen in the process of swiping the card. As long as the balance in the user's savings card is not less than the credit card amount, the transaction can be successfully completed.