If your credit card has already charged an annual fee (except for some special credit cards), you can repay it first and then make it up according to the following requirements. Our bank will automatically refund the deducted annual fee to your credit card account within 7 working days after the transaction record.

★ Free annual fee for 3 /6 credit cards: 3 credit cards will be added within 3 months after the first bill date after the annual fee is generated.

★ Free of annual fee for handling 10 credit cards: 5 credit cards will be replenished within 3 months after the annual fee is generated.

No matter how many times you brush less in the last year, the number of times you make up the brush is recalculated.

Some high-end exclusive rights cards, such as car cards, family cards, exclusive platinum cards, diamond cards, private bank credit cards, global smart cards, etc. , you can't reduce the annual fee by swiping your card.

You can also pay attention to the "Longka Credit Card" WeChat official account and send "Annual Fee Reprint" to understand the annual fee replenishment. (In case of business changes, please refer to the actual situation. )