Credit cards can be used, but please bind them in advance. The following is an example of changing from WeChat to credit card payment when recharging phone bills: (1) Click "I" on WeChat, select wallet, and then select mobile phone to recharge. (2) Select the recharge amount. (3) click ">" on the right side of the original payment method. (4) Select the added credit card from the bound bank cards, and then enter the payment password.