The grace period for Shengjing Bank’s credit cards is three days. If the cardholder repays the money before 20:00 on the third day from the due date and successfully deposits it into the account, Shengjing Bank will treat it as on-time payment. payment.

If the cardholder has set up automatic repayment, sufficient funds must be transferred to the repayment debit card bound to the cardholder before the due repayment date to avoid repayment. Delay.

If the cardholder fails to repay in full and on time when due, and the balance of the debit card account is less than or equal to 10 yuan after the repayment date, the Shengjing Bank system will record the cardholder’s balance for that period. Transferred to the next bill to avoid affecting the cardholder's credit record.