Depending on your application channels, the review time limit will be different. It takes about 10 working days to review the normal online application, and about1-1working days to review the normal online application. If there is no audit result or card for a long time, it is recommended that you call the customer service hotline to inquire.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.

How long does it usually take to review credit cards?

1. Bank of China: It takes about 10 days to apply for a credit card online, and it usually takes about 1 month to collect the card.

2. ICBC: Generally, the business card printing will be reviewed within 15 natural days. If the card is received by mail, the new card will be delivered within 7- 15 working days.

3. China Construction Bank: Generally speaking, the approval will be completed within 20 working days from the date when you submit the materials, and a card letter will be issued within 3 working days after the approval. At this time, a short message will be sent to inform the applicant, and the credit card will be received within 10 days after receiving the short message.

4. Ping An Bank: It usually takes about 30-40 days from submitting the application to getting the card. If you apply online, the bank will submit your information to the audit department in 3-7 days, and the general audit department will take about 7- 15 days to audit.

5. China Merchants Bank: Generally, the review will be completed within 10 working days, and the card will be delivered within 2 working days after the review is passed, and the card will be received within 2 weeks.

Please click to enter the picture description (maximum 18 words).

How long does it usually take to review credit cards?

If you apply for a CMB credit card through the counter, it usually takes 10 working days from the time your application materials are received by the auditing department to the time your credit card is audited. After approval, we will make a card for you within 2 working days, and then send it to you by registered mail according to the billing address. Generally, the sending time of registered letters is 15 days.

If we make an appointment online/by mobile phone, we need 7 working days for preliminary inspection. If the trial is successful, there are three situations: 1. The Commissioner will call you within 4 working days to arrange for issuing cards at home. 2. Send you a text message and go to any outlet of China Merchants Bank for a face-to-face interview within 30 days, and then issue the card after the face-to-face interview is passed. I will issue your card first, and then you can go to any China Merchants Bank to sign the activation card within 60 days.

If it fails, you will be notified by SMS. If you apply for a second card, you can generally check the application progress within 5 working days after submitting the application directly online. I suggest you pay attention to the inquiry in the future.

(Reply time: 2065438+August 20th, 2009. Please refer to the latest business changes announced by China Merchants Bank in official website. )

How long does it take to pass the credit card review?

It is normal for credit cards to be audited, because credit card applications need to go through a certain process. The credit card is already under approval, which means the credit card is still under approval. Generally, the time from the submission of materials to the issuance of cards is one month, and the audit of different banks is different according to their qualifications. If it is still under approval for a long time, you can call the credit card center for details.

Generally speaking, the credit card processing flow is as follows:

After the applicant submits the application materials, it takes 8 working days for the credit card to enter the audit, and the relevant process is as follows:

1. As long as the application materials are complete and the audit department receives your application materials, it usually takes 8 working days to complete the audit;

2. After the approval, handle the card for the customer within 2 working days;

3. Send it to the customer by registered mail according to the billing address. Generally, the sending time of registered letters is within 15 days.

So the whole process will take about 20 to 40 days, so you need to wait patiently. There may be a phone call from the bank later. Please answer his question patiently. If there is no accident, the card can be issued after approval. I wish you an early credit card.

In the audit, it shows that the bank is now checking your information online. If there is no bad credit record and you have enough repayment ability, then there is no problem. You just have to wait patiently for the bank to approve the card.

The first online application takes about 10 working days. If the cardholder or agent has a verification screen, it will be reduced to about 5 days, and then go to the outlet to sign it in person. If you apply in mobile banking, the approval time is about 1-2 weeks. If you apply at an outlet, it usually takes about 20 days to get approval. If the approval is displayed all the time, you can also call the customer service staff.

Card Issuing: After the applicant successfully applies for a credit card, the card issuing bank will open a separate credit card account for the cardholder at the card issuing bank for shopping, consumption and settlement after cash withdrawal.

Card opening: Since the card is mailed after the credit card application is approved, there is no guarantee that the recipient is the applicant. In order to protect applicants and banks from being stolen, credit cards have card opening procedures before they are officially opened. Card opening is mainly through telephone or internet. , check the relevant personal information provided at the time of application, and go through the card opening procedures after meeting the requirements. At this time, the applicant becomes the cardholder and can officially start using it after signing on the back of the card. After a credit card is opened, it is generally necessary to set a password for the card.

After accepting a credit card, a credit card merchant or bank shall review the validity of the credit card and the identity of the cardholder.

How long can I apply for a credit card?

If you apply for a credit card at the relevant outlets, you can generally issue the card within 20 working days. If it is the first time to apply for a card, it usually takes about 10 working days.

If you apply for a credit card through the relevant official website, the review will generally be completed within 5 working days. If it is a new account opening, you need to go to a bank outlet for an interview, and the audit will be completed within 2 working days after the interview.

It usually takes 1-2 weeks to apply for a credit card through mobile banking.

How long does it take to apply for a credit card mainly depends on the card application method, as well as the applicant's card application conditions and the degree of detail of the information provided, based on the actual arrival time.

To apply for a credit card, you must meet the following three conditions:

1. Age requirements: Generally, 18-year-old citizens need to submit their identity documents as proof.

2. Stable repayment ability: proof of work and income is generally required. In order to improve the success rate of application and credit limit, it is generally recommended to provide proof of own property, proof of own vehicle and proof of bank assets. The standards for issuing bank cards are different, according to the different requirements of banks.

3. Good credit status: that is, you are required to have no bad credit record, and the bank will review it by itself.

So much for the introduction of credit card audit.