The relevant methods for increasing the credit card limit are as follows. As long as the application is submitted, the result will usually be available within 2-3 working days, and the permanent limit will take longer.

1. Frequency wins

Use your credit card frequently, regardless of the amount, as long as you can swipe your card, you will definitely spend it.

2. Win by amount

It is best to produce monthly bill consumption that is at least 30% of the total amount.

3. Temporary quota increase

Due to short-term needs to increase the quota due to holidays, tourism, business trips, etc., you can apply for a temporary quota increase, which will be easier to approve.

4. Persistence

Continuously call for quota increase applications. Sometimes different customer service applications will be processed differently.

5. Threat of card cancellation

Canceling the card without increasing the limit sometimes works.

6. Dormant Suspension

If you intend to deactivate a credit card for a certain period of time, the bank will provide certain incentives for the activation of dormant cards, such as bonus increases.

7. Seize the opportunity

The time to raise the quota is also very important. It is most effective to apply on billing day or when your card has just been maxed out.

8. Continuous consumption

The bill for card consumption must be for 3 consecutive months without interruption, that is, there must be consumption every month.