In the annual school season, the school will definitely hold a meeting on campus loans for students. At this meeting, it will be repeatedly emphasized that students are prohibited from taking campus loans. I have to say that the risk of campus loans is really great. Many students have gone astray because of campus loans, or because campus loans have been greatly hurt. At the same time, at this People's Congress, many deputies to the National People's Congress also raised the issue of prohibiting campus loans for college students. It seems that campus loans have also attracted great attention from the state. Then let's take a look. Should students apply for credit cards or installment? 1. Why do some students apply for credit cards or installment?

I'm sure many students around you will apply for credit cards, or use various financial software to pay by installments. Why do most students do this may be because their consumption is too high, but their families can't afford it, so they try to use credit cards or by stages. But is this really good? Let me take you to analyze it. Second, the benefits of applying for a credit card or installment.

let's talk about the benefits first. The advantage is that it can meet the high quality of some students. After all, everyone has different requirements for the quality of life, and everyone has their own ideas. The second is to provide us with an emergency fund when we are in urgent need of money. Third, the disadvantages of handling credit cards or installment.

after talking about the advantages, let's talk about the disadvantages. The disadvantage is that it is college students who are handling these things. They don't have enough financial ability to repay them when they are studying at school. Some people will lose their credit because they don't repay them in time, and some people will increase their family's economic pressure because of the money.

I wonder if you have ever used a credit card or paid by installment? You can share your experience or give some reliable suggestions to friends who have never used it.