Bank of communications credit card installment repayment does not charge interest, only charges a handling fee. According to different stages, the number of stages that Bank of Communications can choose at present is: 3, 6, 9, 12, 18 and 24. The installment rates are: 0.93% for the 3rd installment, 0.80% for the 6th installment, 0.72% for the 9th installment, 12 installment, 18 installment and 24 installment.