Passbook account and card transaction password entered incorrectly for 3 times will be locked (entered incorrectly for 1 or 2 times, and the number of entered errors will be cleared). You need to bring the same valid ID card and CITIC card or passbook as when opening an account, and go through the password unlocking procedures at the business outlets of CITIC Bank.
Consequences of data expiration
1. The liquidated damages are generally the minimum repayment amount, that is, 5% of the unpaid part.
2, the interest rate is high, and it is rolling interest. When there are many debts, the interest rate is scary.
3. Overdue will tarnish the credit record, resulting in the inability to handle financial needs such as buying a house and lending in the next two years.
4. The overdue payment is more than 3 months, and the amount exceeds 1 000 yuan, and the bank has repeatedly failed to make dunning. At that time, you will not only pay back the money, but also bear criminal responsibility.
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