1. Fraud information: Some criminals may use false information such as paying water and electricity fees abroad to trick cardholders into clicking on links or providing card information, thus achieving the purpose of stealing credit cards. Cardholders should carefully check the information to confirm its authenticity and avoid clicking on unknown links or revealing personal information.

2. Misoperation: The cardholder will make an inadvertent operation error, which will cause the credit card to receive the information of overseas payment of water and electricity charges.