Under normal circumstances, the bank will handle the refusal for 75- 100 days. After the bank has the judgment result, it will inform the applicant in time and deduct the money or recover it.
After the credit card is stolen, it takes a long time to apply for refusal, and there is still the risk that the credit card will continue to be stolen. In addition, no matter why the cardholder refuses to return the credit card, it will produce relevant records on personal reputation and even affect credit, such as reducing the loan amount. Therefore, cardholders should be careful to use credit cards to refuse to pay.
You can immediately call the customer service of the issuing bank to apply for loss reporting. Secondly, you can quickly find a nearby ATM to check your credit card or make a small consumption to prove that the card has not left your body. Finally, you can call the police to describe the process and make records to prove that your card was stolen, which is convenient for later claims. Disclaimer: The article comes from the Internet and is only for users to learn and communicate. If there is any infringement, please contact to delete it.