If the credit card debtor dies, it needs to be repaid with the inheritance. If there is no inheritance, the arrears will be eliminated. If the heir inherits the inheritance, he shall bear the responsibility of repaying the credit card debt within the scope of the inheritance.

Article 33 of the Inheritance Law: When the decedent inherits the estate, he shall pay taxes and pay debts according to law, and the taxes and debts shall be limited to the actual value of his estate. The part exceeding the actual value of the estate shall be voluntarily repaid by the heir. If the heir renounces inheritance, he may not bear the taxes and debts that the decedent should pay according to law.

Extended data:

Credit card, also known as credit card. It is a non-cash transaction payment method and a simple credit service.

A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

China's relevant laws ("NPC Standing Committee on

References:

Baidu encyclopedia-credit card