Hello, a credit card black account means that after credit card consumption and overdraft, the payment is not repaid more than two consecutive times before the repayment date as required. Youqianhua is a Baidu credit service product that can meet your daily consumption and cash flow needs.

This answer is provided by Youqianhua. I hope it will be helpful to you. Youqianhua, as a credit brand under Duxiaoman Financial (formerly Baidu Finance), provides users with convenient, fast and secure Internet credit services, with a maximum loan limit of 200,000.