When applying for a credit card, personal social security will not be checked, but the employment certificate provided by the individual will be checked, that is, whether the company he belongs to exists, and the personal credit report will be checked to see if the applicant has good credit and can repay on time. payment. Finally, you can also check the bank statements provided by the applicant to determine whether the applicant has the ability to repay.

However, if the individual's repayment ability is insufficient, he or she can provide his or her social security card to the bank for enquiry, because the social security card is a job, a real proof, and can fully prove that the applicant has a stable job. If the user has continuous social security payments, which are additional items during credit card review, the user can proactively provide relevant certificates to the bank's card processing personnel.