Upgrade from CMB Credit Card to Gold Card:

1. First of all, you must ensure a good repayment record. After using a bank credit card for consumption, make sure to repay the money on time every month before the repayment date. If there is an emergency and you cannot repay in time, you can call the bank's customer service hotline and apply for an extension of repayment;

2. Secondly, you should spend as much as possible with your card. The bank will make a comprehensive evaluation based on the customer's past card use. It is recommended that cardholders diversify their consumption types when swiping their cards. The bank's credit card center will adjust the limit based on the cardholder's utilization rate and repayment record of the credit card. Adjustment;

3. Credit card holders can apply to actively increase the temporary limit. The bank will comprehensively assess the limit range that the cardholder can increase based on the cardholder's usual consumption and repayment situation. If you frequently increase the temporary limit, the bank will think that the demand for credit cards is relatively strong, so it is not difficult to increase the fixed limit. The temporary limit needs to be paid off in one go, so cardholders should be careful not to incur late payment fees.

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