The difference between gold card and ordinary card of credit card of Postal Savings Bank;
1. Different colors, each credit card has different patterns and styles, but this difference is more obvious on the general card. In order to highlight the difference, most bank gold cards will use gold as the main color element of the card. Puka is mainly dark green, and gold card is mainly gold.
2. The credit line is different. The credit lines of gold cards and ordinary cards of the Postal Savings Bank are quite different. The credit limit of a credit card is usually 3000 to 50000 yuan, and that of a gold card is usually 50000 yuan to 100000 yuan. Jinka is much taller than Puka.
3. The annual fee is different. Gold card has an annual fee, while Puka is free.
4. The discount is different. Because the credit card Gold Card is better than Puka Card, Qualcomm often has some discounts that Puka Card does not have.
Gold card: China Postal Savings Credit Card Gold card is a standard credit card product specially developed for middle and high-end people. In addition, there are services such as revolving credit, consumption installment, cash advance and optional password. The product also has many special services, such as air ticket hotel reservation, supplementary card quota adjustment, 48-hour card loss guarantee, free transaction reminder, high cash advance, double birthday points, wonderful gift exchange and so on.
It is a genuine credit card that meets international standards, so that cardholders can enjoy the convenience and benefits of "spending first and then repaying" at home and abroad, and they can use the card without worry at any time and place.
Product features: This time, the Gold Card product has been fully upgraded in six aspects, such as safety, convenience and intelligent financial management, to provide cardholders with a better card experience.
Exclusive service: real-time transaction reminder-as long as there is a transaction in your account, you can receive the transaction SMS reminder sent by our bank for free. 50% withdrawal ratio-Gold card holders can enjoy a maximum withdrawal ratio of 50%.
China Postal Savings Bank credit card is a RMB credit card, which is a UnionPay standard card. It has all the functions and services of a UnionPay standard credit card and can be freely consumed at home and abroad. The card is valid for three years and can be equipped with four supplementary cards. The main pattern of the credit card of China Postal Savings Bank is the Chinese character "Ding", the background color of Puka is blue-green, and the background color of Gold Card is golden yellow.
According to statistics, by 20 10 to 10, the micro-loan business of China Postal Savings Bank has completely covered all cities and 2 100 counties and cities and major towns in China, and about 4,500 outlets across the country have started this business. In just a few years, China Postal Savings Bank has developed very rapidly. From its opening to 20 10 and 10, China Postal Savings Bank issued nearly 4 million loans nationwide, amounting to over 230 billion yuan, with an average loan of about 59,000 yuan. China Postal Savings Bank issued150 billion yuan in rural areas at or below the county level.