1, the number of wins. Always use credit cards, regardless of the amount, as long as you can swipe your card, you will definitely spend.
2. quantity wins. It is best to spend at least 30% of the total monthly bill.
3. temporarily quit. Due to the short-term need to increase the number of places such as holidays, travel and business trips. , you can apply for a temporary quota, which will be easier to approve.
4. Seize the opportunity. The time to raise the amount is also important. It is most effective to apply on the accounting day or when the card has just been maxed out.
5. Continuous consumption. The bill for credit card consumption needs to last for three months in a row, and it can't be broken in the middle, that is, there must be consumption every month.
6. Repay on time. The cardholder's repayment ability is an important factor for banks to consider, and try to use full repayment.