The conditions for JD’s installment payment are that the user’s credit must pass, the value of the purchased goods exceeds a certain amount, and only some goods can be used. 1. Evaluate the user's credit. If the user's credit is not up to standard, it will be impossible to open a IOU or credit card. 2. The value of the purchased goods exceeds a certain amount. If the price of the goods is lower than the set amount, JD.com's installment shopping service will not be available. 3. Only some products are supported, and these products will be specially marked on the page.

1. What are the conditions for installment payment on JD.com?

1. Open JD Baitiao or credit card services. This is actually an assessment of the user's credit. If the user's credit is not up to standard, it will be impossible to open a IOU or credit card.

In addition, installment payment methods generally require the use of credit cards or IOU account balances. It is recommended to confirm in advance whether the amount is sufficient.

2. The value of the purchased goods exceeds a certain amount. If the price of the goods is lower than the set amount, JD.com’s installment shopping service will not be available.

3. Only some products are supported, and these products will be specially marked on the page. If you need to use installment payment, try to choose products with installment payment specified.

2. Can I use a credit card for JD.com’s interest-free installment plan?

JD’s interest-free installment plan cannot be used with credit cards.

No, JD.com only allows special card users to apply for installments, and they cannot use credit cards for installments. This is because the Jingdong Credit Card is a savings card and cannot be used for installment payments with a credit card.

In this case, you cannot apply for Jingdong’s interest-free installment plan, so you cannot use a credit card for installment payment.