1. Credit card balances can be transferred to debit cards, and this is the main way to handle the balance in the card. Some banks require you to hold the bank's debit card before you can transfer out, and some banks can provide inter-bank transfer out services, which can transfer out to a designated bank and designated debit card.

2. In addition, when canceling a card at the counter, the bank usually provides a counter withdrawal service, so that you can directly get the balance in the card at the counter after canceling the card, without having to handle it again.

3. If you confirm that you want to withdraw the balance in your credit card, you must promptly check whether the transfer has been successful to avoid unnecessary trouble caused by unsuccessful transfer of the balance in your credit card. In addition, it is not possible to cancel a credit card if it has a balance, so before applying to cancel the card, be sure to confirm that there is no balance in the credit card.