After your credit card is overdue and frozen, you can take the following measures to solve the problem:

1. Contact the card-issuing bank: First, contact the card-issuing bank to learn about the specific circumstances of the overdue card. Confirm the amount past due and when it was past due, and ask for details about the freeze.

2. Pay off overdue amounts: Repay overdue amounts as soon as possible, including overdue principal, interest and late fees. As per bank policy, your credit card account will be reactivated once the balance is paid off.

3. Negotiate with the bank: If you cannot repay the entire overdue amount at once, you can negotiate with the bank to develop an installment repayment plan. Communicate with the bank, demonstrate your willingness to repay, and strive to lift the freeze and restore the right to use your credit card.

Summary:

When a credit card is overdue and frozen, contacting the card-issuing bank in a timely manner is the key to solving the problem. After understanding the overdue situation, work hard to pay off the overdue amount or negotiate with the bank for repayment in installments to resume normal use of the credit card.

Extended information:

If you want to have a deeper understanding of the impact of overdue credit cards on personal credit records, it is recommended to query credit big data. This type of data can provide comprehensive credit information, including personal credit history, overdue status, repayment ability, etc. By understanding your credit status, you can better plan your financial and borrowing activities and improve your credit score.

In addition, regularly checking your credit report is one of the important steps in maintaining good credit. Legitimate credit bureaus provide credit reporting services to keep you informed of your credit standing and to correct any erroneous information promptly.

Please note that the above suggestions are for reference only. Please take appropriate measures based on the actual situation and follow relevant laws, regulations and bank policies.