Which bank is 02 13 187 from?
The telephone number beginning with 02 13 187 belongs to the credit card center of Shanghai Pudong Development Bank, which is used to collect overdue credit card debts, that is, the telephone number that the lending institution calls the borrower.
Why did you receive a call like 02 13 187?
The above-mentioned 02 13 187 belongs to the collection telephone of Shanghai Pudong Development Bank. Why did you get a collect call? There are two main situations in Europe. The first situation is that your credit card is overdue, or you have some outstanding debts, which causes banks or financial institutions to call you for debts by phone or other means. If you always receive dunning calls, you need to take measures as soon as possible to solve the overdue problem and avoid possible adverse consequences.
In the second case, you obviously don't have a credit card from this bank, but you receive a collection call, so it is very likely that someone used his ID card to apply for a credit card, and there may be telephone fraud.
In this case, if the bank says it will sue, then the bank must prove that the credit card is yours and the debt is owed by you. In addition to the copy of Mr. Ding's ID card, the bank must also provide other evidence related to handling credit cards, such as the agreement signed by the cardholder and the bank, and the signature on the agreement. Otherwise, the prosecution cannot be successful.
If it is true that this bank does not have a credit card, or the signature on the agreement is forged by others, then the bank will bear the responsibility of not providing the evidence in place. Of course, you don't have to take any responsibility, and you don't have to pay attention to such calls.
Therefore, if you receive such a call, whether it is overdue or not, you should carefully screen the relevant information and strengthen prevention.