With the development of the economy, the development of the credit card business has brought a lot of convenience to people's lives, but there are also more and more credit card crimes, showing a trend of occurrence. According to the law, if someone uses his/her resident ID card, passport or other identity documents to apply for a credit card against his or her will, or uses a forged or altered ID card to apply for a credit card, even if the cardholder repays the loan in time and does not maliciously default, this kind of This behavior undermines the order of national credit card management. It is an act of fraudulently obtaining credit cards with false identity certificates, and constitutes the crime of obstructing credit card management. At the same time, the police reminded the public to keep their identity documents properly and not to lend them to others at will to prevent unnecessary losses.
Article 177-1 of the Criminal Law of the People's Republic of China: Whoever interferes with credit card management under any of the following circumstances shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also be sentenced to or A single fine of not less than RMB 10,000 but not more than RMB 100,000 shall be imposed; if the amount is huge or there are other serious circumstances, the person shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years, and shall also be fined not less than RMB 20,000 but not more than RMB 200,000:
(1) Knowingly holding and transporting counterfeit credit cards, or knowingly holding and transporting forged blank credit cards in large quantities;
(2) Illegal holding of other people’s credit cards, Large amounts;
(3) Using false identity certificates to fraudulently obtain credit cards;
(4) Selling, buying, or providing others with forged credit cards or using false identities Prove that the credit card was fraudulently obtained.
Anyone who steals, bribes or illegally provides other people's credit card information shall be punished in accordance with the provisions of the preceding paragraph.
Any employee of a bank or other financial institution who takes advantage of his position to commit the crime in Paragraph 2 shall be severely punished.