1. Application conditions for Agricultural Bank of China credit card

Any individual with full capacity for civil conduct and legal income can apply for a personal master card from Agricultural Bank of China with his or her valid identity document.

The main card applicant can also apply for a supplementary card for his parents, brothers, sisters, spouse or children, and for relatives who are over 16 years old. The validity period of the supplementary card is the same as that of the main card. The main cardholder has the right to request cancellation or stop payment of his/her supplementary card, and all transactions with the supplementary card will be credited to the main card account.

2. Materials required for Agricultural Bank of China credit card application

1. Identity certificate: copy of resident ID card or military officer certificate; if you are a compatriot from Hong Kong, Macao and Taiwan or a foreigner applying in the mainland , you also need to provide proof of employment.

2. Work and income certification materials: salary certificate, copy of social security (paid for more than half a year).

3. Supporting information for Agricultural Bank of China credit card application: academic qualifications, professional titles, professional qualification certificates, self-owned real estate certificate, self-owned car driving license, telephone number, water, electricity, and gas of the current place of residence in the past three months. The original of any document for payment, a copy of a time deposit certificate issued at the Agricultural Bank of China with an amount exceeding 10,000 yuan, etc.

Extended information:

Five tips for applying for Agricultural Bank of China credit card:

1. Stable career. Professionals such as civil servants, teachers, doctors, employees of Fortune 500 companies, and staff of public institutions.

2. Fixed residence. It is best to have a copy of the real estate certificate; sometimes you do not provide a copy of the real estate certificate. If you have a mortgage with a bank, the credit card reference center will also find it, which will help improve the success rate of credit card application.

3. Sustained and stable income. An annual salary of two to three hundred thousand or more will definitely help you apply for an Agricultural Bank of China credit card. Regarding income status, it is not that the higher the salary, the better! The credit reporting center generally follows the principles of income scoring: civil servants are better than ordinary people; large state-owned enterprises are better than other enterprises; sustained and stable middle income is better than unstable high income; bank card wages are better than cash wages.

4. Good historical credit record. Credit record plays an increasingly important role in the card application process. It mainly depends on your personal credit card usage/repayment information, loan information, and also includes personal telecommunications, water, electricity, gas and other payment information. A good credit history can ensure that you are approved by the Agricultural Bank of China's approval system.

Baidu Encyclopedia-Credit Card