1, save more and take less, save 1000 and take 500, otherwise it is invalid, and the expenditure is greater than the income.

2. For credit loans, the deposit time and amount are fixed.

3. If the salary is in the form of cash, and the bank flow cannot reflect the salary income in the transferee, please deposit a fixed amount at a fixed time, which can also reflect the effective income.

4.24 hours can't deposit and withdraw money, that is, can't deposit and withdraw money on the same day.

5. Credit loans, which have been deposited continuously for 3 or 6 months, and the balance is not zero.

Extended data

Private account running refers to the bank card (debit card) or bank current passbook in the customer's own name, as well as the transaction list of deposit and withdrawal business with the bank within a period of time.

The operation of legal person account refers to the list of deposit and withdrawal business with the bank in the legal person account of the bank customer "legal person customer" (opening a basic legal person account).

The main forms of bank flow investment: the input is the lender, and the output is the borrower, mainly including card deposit, existing, transfer, salary, renewal fee, online banking transfer, payment for goods, labor fee, etc.

Credit card statement: the transaction record of credit card account is the transaction statement given by the bank to the customer, which can only be regarded as a transaction record, not a bank running record.

day-to-day account

1, personal flow: personal transaction details, consumption, account entry and exit, transfer, online banking, telephone recharge, etc. Within six months.

2. Wage flow: If an individual works in a local company, the company is obliged to pay personal income tax for its employees. The monthly salary is paid by the bank, which pays personal income tax, including consumption, deposit and withdrawal, transfer, online banking and telephone recharge.

3. Large personal flow: personal transaction details, consumption, incoming and outgoing accounts, transfer, online banking, telephone recharge, etc. It is reflected in personal business flow within half a year.

4. Personal flow in different places: details of personal transactions in different places, consumption, incoming and outgoing accounts, transfer, online banking, telephone recharge, etc. within six months. ; Non-wealth management gold card users need to deduct handling fees for transfer and cash withdrawal in different places.

5. Enterprise flow: commonly known as enterprise statement, the total account opened by the enterprise in the local bank, and the capital flow of the enterprise within half a year.

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