Usage review of Ping An Bank’s standard credit card Travel safety: Comprehensive traffic accident insurance is free for the first purchase. You will receive high-value comprehensive traffic accident coverage from the next day after your first purchase, adding more protection to your travels. Aircraft accidental injury insurance gold card: 500,000 yuan/regular card: 300,000 yuan (you need to swipe the card to pay the full air ticket or more than 80% of the tour group fee); train, ship, track (including subway) traffic accident injury insurance gold card 200,000 yuan/regular card 100,000 yuan; car (including bus) accidental injury 50,000 yuan; traffic accident medical insurance coverage 5,000 yuan; traffic accident hospitalization allowance 30 yuan/day, with a maximum compensation of 180 days; advance payment for traffic accident hospitalization medical treatment cost. Home safety: High-value gas accident insurance will be provided for the first purchase; gold card principal cardholders aged 16-68 on the day after the first purchase will receive high-value gas user accident insurance, making your home life worry-free. Gas accident injury insurance coverage is 50,000 yuan per person, with a compensation limit of 150,000 yuan per household; gas accident medical insurance coverage is 2,000 yuan per person, with a compensation limit of 6,000 yuan per household; gas accident hospitalization allowance is 30 yuan/day, with a maximum compensation of 180 days; advance gas hospitalization medical expenses. Consumption security: Multiple guarantees for card swiping consumption; card swiping passwords and consumption SMS reminders help you understand account changes in real time, making card swiping consumption safer. Card swiping and password function: You can choose the consumption confirmation method of swiping your card and using your password, making you safer when swiping your card.