Legal analysis: After divorce, credit card debt is handled as follows: 1. Credit card debt is beyond the daily needs of the family, and it does not belong to the same debt of husband and wife. It should be repaid by individuals, and whoever belongs to it will be repaid; 2. The credit card debt is incurred for the daily needs of the family. It belongs to the husband and wife, and should be repaid in the same way. Both parties should repay it with the same property. If the repayment is unclear, it can be settled by mutual agreement.

Legal basis: Article 176 of the Civil Code of the People's Republic of China

If both husband and wife divorce voluntarily, they shall sign a written divorce agreement and apply for divorce registration in person at the marriage registration office.

The divorce agreement shall specify the expression of the will of both parties to divorce voluntarily and the consensus opinions on matters such as child support, property and debt handling.

article 179th if a spouse requests a divorce, the relevant organization may mediate or directly file a divorce lawsuit with the people's court.

when trying divorce cases, the people's court shall conduct mediation; If the relationship has indeed broken down and mediation fails, divorce shall be granted.

If mediation fails under any of the following circumstances, divorce shall be granted:

(1) Bigamy or cohabitation with others;

(2) committing domestic violence or abusing or abandoning family members;

(3) gambling, drug abuse and other bad habits;

(4) separated for two years due to emotional disharmony;

(5) Other circumstances that lead to the breakdown of the relationship between husband and wife.

if one party is declared missing and the other party files a divorce lawsuit, the divorce shall be granted.

after the people's court has ruled that divorce is not allowed, the two parties have been separated for one year, and if one party files a divorce lawsuit again, it shall be allowed to divorce.

article 185 after divorce, if a child is directly raised by one party, the other party shall bear part or all of the alimony. The amount of expenses to be borne and the length of the term shall be agreed by both parties; If the agreement fails, the people's court shall make a judgment.

the agreement or judgment stipulated in the preceding paragraph shall not prevent the children from making reasonable demands to either parent for more than the original amount of the agreement or judgment when necessary.

article 187th at the time of divorce, the joint property of husband and wife shall be handled by mutual agreement; If the agreement fails, the people's court shall make a judgment according to the specific circumstances of the property and the principle of taking care of the rights and interests of the children, the woman and the innocent party.

The rights and interests enjoyed by the husband or wife in the contracted management of family land shall be protected according to law.