Transfers can be transferred to credit cards. Transferring money to a credit card is equivalent to repaying the credit card. Online banking can transfer funds or make payments to credit cards of other banks.
Take the Postal Savings Bank payment to a bank credit card as an example. The specific steps are as follows:
1. Open the Postal Savings Bank’s mobile banking and enter your relevant information. Enter the information to log in;
2. Find the "Smart Transfer" option on the homepage and click to enter;
3. After entering the bank's credit card information according to the interface prompts, click "Confirm" to enter the payment interface;
4. After entering the transaction password on the payment interface, click the "OK" option;
5. When the interface displays "Transaction has been successfully accepted", the payment is completed to the credit card of another bank. .
When transferring money from online banking to a credit card, it is usually called online repayment. Please pay attention to the following aspects:
1. Apply for online banking at the counter of the business hall, and you must also apply for an online banking password. Card (free) or USB shield (need to purchase);
2. Search the browser to enter the bank’s official website. You need to register for the first login and change the password set at the counter, and then you can transfer money normally. money transfer.
Users should note that if the current credit card bill has been paid off, the funds transferred to the card will become overpayment. When using the credit card for consumption, the system will deduct the overpayment first, and the overpayment will be deducted after The available limit of the credit card will be deducted later, but there is no interest on overpayments. Unless it is for repayment, it is recommended that users do not transfer money to credit cards.