Yesterday, relevant persons of Guangfa Bank Wuhan Branch reminded that banks must be "three relatives" when handling credit cards through formal channels. Without this process, bidders must remain vigilant.
A person from Wuhan Branch of Guangfa Bank said that according to the relevant regulations, the applicant must apply for a credit card in person with the original ID card, and no other individual is allowed to handle it (except for the supplementary card handled by the main cardholder).
Generally, the credit card center will complete the review within 10 working days after receiving the application materials, handle the card within 2 working days after the approval, and then it will take 1 2 weeks to receive the account. No matter which channel you apply through, when applying for a credit card, the bank must be "three relatives": see the applicant himself, see the original ID card, see my signature and read the risk terms. This also reminds applicants not to forget to be "three relatives" with the issuing bank when handling credit cards to avoid risks.
The person reminded that credit cards are different from savings cards. The card number, expiration date and the last three digits (CVV2 code) on the back of the card are all private information. If it is obtained by criminals, it is likely to be stolen. So when using a credit card, remember to put the card near your eyes and protect your personal information. At present, many brush theft incidents are caused by cardholders actively revealing passwords, dynamic verification codes, CVV2 and other information to third parties such as phishing websites and fraudulent phone calls.
In addition, it is recommended not to handle too many credit cards as much as possible. Multiple credit cards are not only inconvenient for daily management, but also may be overdue due to negligence and other factors, affecting personal credit information.