Shanghai Pudong Development Bank is what we call Shanghai Pudong Development Bank.
Shanghai Pudong Development Bank (hereinafter referred to as Shanghai Pudong Development Bank) is a national joint-stock commercial bank approved by the People's Bank of China on August 28th, 1993, opened on August 9th, 1999 and listed on the Shanghai Stock Exchange. Its headquarters is located in Shanghai. Shanghai Pudong Development Bank
By the end of 20 18 and 12, the total assets of Shanghai Pudong Development Bank reached 6.29 trillion yuan. At present, Shanghai Pudong Development Bank has set up 465,438+0 tier-one branches and nearly 65,438+0,700 business institutions at home and abroad, with more than 50,000 employees, forming a nationwide international commercial banking service pattern.
I summarize the advantages and disadvantages of Shanghai Pudong Development Bank credit card as follows:
Advantages:
1, free of annual fee for the first year;
, free of SMS service fee; 2
, free of loss reporting fee; three
Free of overpaying the retrieval fee. four
Disadvantages:
Exempt the annual fee for the following year according to the credit card record and repayment record; 1.
The handling fee for replacing damaged cards is high, and 80 yuan is needed; 2.
Withdrawal fee 3%; 3.
Pay too much attention to the use of cards in other banks. Any card that is overdue will soon affect the downgrade of Shanghai Pudong Development Bank by 4 grades.
Customer service phone is very important, which affects the risk control and withdrawal plan of the card and even reduces the amount of the card. 5.
Is the credit card of Shanghai Pudong Development Bank easy to use? Which is the best?
For credit card Xiao Bai, it is really important for someone to tell him which bank's credit card is good or not! A friend asked me if the credit card of Shanghai Pudong Development Bank was good, and I'll answer you ~
Credit card intimate service of Shanghai Pudong Development Bank
The Credit Card Center of Shanghai Pudong Development Bank was established on June 5438+ 10, 2004. Shanghai Pudong Development Bank is a direct organization specializing in credit card business, and it is also one of the earliest credit card centers in China to obtain financial licenses. The Credit Card Center of Shanghai Pudong Development Bank adheres to the customer demand as the center, takes continuous innovation as the driving force for development, improves the product system, innovates characteristic services, and enhances the customer experience. The Credit Card Center of Shanghai Pudong Development Bank has innovated a number of service functions, taking the lead in introducing credit card shopping and travel inconvenience protection, photo cards, credit card short messages and free installment payment in China. , and strive to bring a thoughtful card experience to cardholders.
There are many types of credit cards in Shanghai Pudong Development Bank.
There are many kinds of credit cards in Shanghai Pudong Development Bank, including Puka, Gold Card, Platinum Card Series, Wow Card Series, McDull Card, Accelerated Credit Card, Wealth Card and Private Bank Credit Card. At the same time, according to the needs of different market segments, we cooperate with many industry leaders in aviation, hotels, department stores, communications and other industries. There are many PUFA credit cards, and cardholders can choose one according to their own needs.
Advantages and disadvantages of Shanghai Pudong Development Bank's credit card
The advantage of Shanghai Pudong Development Bank's credit card is that you can spend more than 500 yuan by stages, and any consumption will be prompted by SMS. You can use dollars directly for spending abroad, without changing dollars. In addition, not having a credit card abroad is not only troublesome, but using cash is often regarded as heterogeneous (the lifestyle between China and the West is very different). Gold card can enjoy "CITIBANK" special merchant service abroad; Photos can be printed, and gifts given at activities are of high value.
The disadvantage is that the withdrawal fee is too high. Puka/Gold Card can be exempted from annual fee only if it is 2000/5000 yuan per year; Less outlets; The bidding threshold is high.
There is something to say: I always think that the credit card of Shanghai Pudong Development Bank is a local credit card on the tall side! There are many specials, which I personally think are quite good. But you should also be able to bear its shortcomings, and it is best to really meet your own needs.
How about the credit card of Shanghai Pudong Development Bank? What are its advantages and disadvantages?
Pufa credit card is quite good. Pufa Credit Card is a standard dual-currency Visa credit card issued by Shanghai Pudong Development Bank, which enjoys various discounts and can also apply for photo cards for free.
At present, on the basis of basic functions, the security measures of Pudong Credit Card involve all aspects before, during and after the event. A total of six security measures have been designed, including the earliest free SMS, photo card, priority dispute handling and other security guarantees in China, as well as the unique 24-hour anti-fraud function, which can give early warning to suspicious transactions around the clock and do a good job in advance. in addition
Extended data:
Credit has many advantages, which can be summarized as follows:
1. It is convenient for people's life and saves the trouble of carrying cash. And there are no geographical restrictions on using credit cards. Whenever you swipe your card anywhere in China, you can swipe it as long as you have the UnionPay logo, and there is no handling fee.
2. Be able to participate in various preferential discount activities for cooperation between merchants and banks, and enjoy various discounts for cooperation between merchants and banks.
3. Value-added services. All kinds of credit cards introduced by banks are accompanied by some value-added services. At present, the services provided by banks can be divided into seven categories: cash return, lottery, shopping discount, free insurance, travel service, personal financial report and other value-added services. These are the extra benefits that credit cards bring us.
How about the credit card of Shanghai Pudong Development Bank?
Pufa credit card is still good, it has the following advantages:
There is no annual fee, so don't worry about being detained.
VISA UnionPay dual-currency credit card can also be used abroad.
The official WeChat account has a credit card and repayment reminder, and there is no need to download the app.
It should be noted that PUFA's annual fee-free credit card is unconditional, not the kind that only exempts annual fees within the validity period, and does not need to be swiped several times.
This is also the main reason why I applied for this card.
Finally, talk about the shortcomings. In the first year of using the card for 5 years, I will always receive a phone call from the staff of Pudong Development Bank to recommend its universal gold.
The Credit Card Center of Shanghai Pudong Development Bank (hereinafter referred to as "Shanghai Pudong Development Bank") was established on June 5438+ 10, 2004. Is established by Shanghai Pudong Development Bank, specializing in credit card business.
The product service system of Shanghai Pudong Development Bank Credit Card Center includes: Shanghai Pudong Development Bank Dream Card, a credit card product that can be customized by users; Cooperate with popular institutions and brands at home and abroad, such as the Forbidden City, Barcelona Football Club and Little Pig Xiao Pi, and cooperate with aviation industry, hotel industry, department store industry, communication industry and Internet platform to launch joint theme credit card products.
Jointly issue high-end card products with rich rights and interests with domestic and foreign card organizations such as VISA, American Express and MasterCard International.
The Credit Card Center of Shanghai Pudong Development Bank launched credit card preferential platforms such as "Dream Family Club" and "Xiaopu Huahui", and launched market activity systems such as red envelopes, movies, miles and hotels.
Shanghai Pudong Development Bank Credit Card provides mobile service platforms such as Puda Xiben APP.
How about the credit card of Shanghai Pudong Development Bank?
Many young people especially like to apply for credit cards, and different credit cards have different quotas. Many people say that the credit card of Shanghai Pudong Development Bank is still very good, with a maximum amount of 65,438+10,000, so everyone thinks that the credit card of Shanghai Pudong Development Bank is very good. This is also in the hope that people can make a good choice, so you need to go to the relevant bank to find out before choosing a credit card. You can't just apply for a credit card online, which is also very bad.
Do not overdraw your credit card.
Everyone needs good credit before applying for a credit card. If their credibility is in question, the relevant staff will not give them a credit card. So everyone also needs to maintain a very good credit. If their economic level is not very good, then it is recommended not to use too high a quota. This will also lead to my inability to repay later, and there will be some other problems.
The credit card of Shanghai Pudong Development Bank is very good
Everyone also said that the credit card of Shanghai Pudong Development Bank is still very good, and the cover of the credit card of Shanghai Pudong Development Bank is also very beautiful, which has attracted many people's love and interest. Everyone also said that it is good to have a Pudong Development Credit Card, so everyone especially likes this type of credit card. Speaking of credit cards, I hope everyone can pay attention. If you say that your financial level is too poor, then it is not recommended to apply for a credit card. This will also lead to your inability to repay later, and there will be worse things, which will also damage your credit.
Know the precautions in advance
Therefore, everyone should pay attention to the credit cards of Shanghai Pudong Development Bank and other banks, otherwise it will lead to some unexpected situations. This is also a very bad thing, and it also brings unnecessary trouble to yourself. So everyone should pay attention to avoid it. I suggest you know the precautions in advance before you apply for a credit card.
The introduction on how to activate the credit card of Shanghai Pudong Development Bank ends here. I wonder if you have found the information you need?