1. It cannot be used normally. Although the credit card application is approved, it must be activated before it can be used. Without activation, the credit card limit cannot be used, and consumption and cash withdrawal cannot be made. . You need to follow the activation method provided by the bank, usually by making a call, sending a text message, or activating the credit card on online banking. If you can't activate your credit card or have other problems, contact your credit card's issuing bank for assistance.

2. It affects your credit limit. If you successfully apply for a credit card, if it is not activated, it will also occupy your credit limit in the bank, which will affect your application for a new card. At present, multiple credit card quota applications from the same bank are also exclusive. A credit limit refers to the credit purchase limit your bank grants you, which is the maximum amount that can be borrowed on a credit card. If the credit card is not activated, the bank may assume that you are not interested in the card and may reduce the credit limit to maintain risk control.

3. A certain fee will be charged. If the credit card is not activated, there will be an annual fee. In order to prevent customers from maliciously applying for a card, some banks will also charge a delayed activation fee. These fees may vary by bank and region.

Credit cards are generally special carrier plastic cards with a length of 85.60 mm, a width of 53.98 mm, and a thickness of 1 mm. The name of the card issuer, validity period, number, cardholder name, etc. are printed on the front, and there is a chip on the back. Magnetic strip, signature strip. Cardholders can use their credit cards to shop and spend money with special entities and deposit and withdraw cash from banks. Compared with ordinary bank savings cards, the most convenient way to use a credit card is that you can make ordinary purchases without cash in the card. In many cases, you only need to return the consumed amount on schedule.