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What is Pudong Development Bank Credit Card Beifujin? How to use?
Many cardholders will see a maximum amount of wealth on the Shanghai Pudong Development Credit Card Installment Application Interface, but they do not understand this amount and do not know what it means and what it is used for. What I want to say here is that Pudong Development Bank of China is a special consumption installment limit in addition to the credit limit, and it will not occupy the credit card limit. Let’s introduce to you how to use Beifujin, let’s learn about it together.

What is Pudong Development Credit Card Beifujin? Pudong Development Credit Card Beifujin is a special installment limit provided to cardholders for large-amount card consumption in addition to the total credit limit of the credit card. It is independent of the fixed consumption limit. . In other words, applying for credit card installment through Beifujin will not occupy the credit card limit. After the installment is successful, the credit card limit will be released the next day. It should be noted that not everyone can apply for Beifujin. Only principal cardholders with good credit can obtain the credit limit. The specific application will be made by the credit card center based on the cardholder’s credit status, card status, consumption purpose, etc. when applying. qualifications.

How to use Pudong Development Bank Credit Card Beifufen After obtaining the Pudong Development Bank Beifufen limit, the user can use it when handling free installment business or bill installment business, and the installment limit must be within the Beifufen limit. After the installment is successful, It will occupy the Beifufan limit, but it will not occupy the credit card limit. It should be noted that if the installment limit exceeds the Beifufen limit, the Beifufen limit cannot be used for installment, but the credit limit can be used for installment. After the installment is successful, the credit limit will be occupied. For example, assuming that your Beifuqian limit is 5,000 yuan and the installment amount to be processed is 3,000 yuan, you can use the Beifufan limit for installment. After the installment is successful, the remaining Beifufan limit is 2,000 yuan; but if you want If the installment amount exceeds 5,000 yuan, for example, 6,000 yuan, you cannot use the Beifu amount for installment, and can only use the credit card limit for installment. If you do not need the Beifufen limit, you can call the Shanghai Pudong Development Bank 24-hour customer service hotline 400-820-8788 to apply for cancellation before applying for the installment business. In addition, the Beifufen limit cannot be used repeatedly, and the used limit will not be automatically restored due to repayment, returns, cancellation of installments, etc., and will be automatically updated every month based on the cardholder's card usage, risk conditions, etc. The above is the relevant introduction to "What is Shanghai Pudong Development Credit Card Beifujin? How to use it?", I hope it will be helpful to everyone.